Free Credit
Consultation
- Results as soon as 30 Days!
- Most Advanced Solutions
- We Challenge Everything Every Time

John Garcia, Owner
USAF Veteran
Personalized Credit
Repair Services
We are a leading credit repair services company all over the world doing over 40 years.

The Process
The Process
Rebuild, Repair & Improve Your Credit Score!
We specialize in helping individuals and families regain control of their financial future by repairing and improving their credit scores team of experts is dedicated to analyzing your credit report.
- Comprehensive Credit Analysis
- Dispute & Remove Inaccuracies
- Ongoing Support & Progress Tracking








Our Services
We offer comprehensive credit solutions to help you repair, rebuild, and maintain a strong financial future.

Get a detailed review of your credit report to identify errors and areas for improvement.
- Identify inaccurate or outdated information
- Assess factors impacting your credit score
- Receive a personalized improvement plan

We challenge inaccurate negative items on your credit report to help improve your score.
- Identify and dispute errors with credit bureaus
- Work to correct inaccurate reporting
- Monitor dispute progress and results

We provide tailored strategies to help you build and maintain strong credit.
- Guidance on improving credit utilization
- Tips on responsible credit usage
- Support for establishing new positive tradelines

Get expert advice on managing debt and making informed financial decisions.
- Budgeting strategies to reduce debt
- Personalized action plans for long-term credit health
- Ongoing education to maintain financial stability

Get a detailed review of your credit report to identify errors and areas for improvement.
- Identify inaccurate or outdated information
- Assess factors impacting your credit score
- Receive a personalized improvement plan

We challenge inaccurate negative items on your credit report to help improve your score.
- Identify and dispute errors with credit bureaus
- Work to correct inaccurate reporting
- Monitor dispute progress and results

We provide tailored strategies to help you build and maintain strong credit.
- Guidance on improving credit utilization
- Tips on responsible credit usage
- Support for establishing new positive tradelines

Get expert advice on managing debt and making informed financial decisions.
- Budgeting strategies to reduce debt
- Personalized action plans for long-term credit health
- Ongoing education to maintain financial stability
We set high expectations
We set high expectations for ourselves as a credit repair company. You can expect only the best service from our team of credit experts. In the economic industry, we are dedicated to helping our clients get back on financial track. We are here to assist you on the journey. We work with credit bureaus and creditors to fix and rebuild tarnished credit. Let our services and experience speak for themselves.
Obtain Credit Reports Step 01
- We denounce with righteous
- Demo ralized your data.
- We’ve been building creative
Identify Negative Items Step 02
- We denounce with righteous
- Demo ralized your data
- We’ve been building creative
Dispute Negative Items Step 03
- We denounce with righteous
- Demo ralized your data
- We’ve been building creative
Follow Up on Disputes Step 04
- We denounce with righteous
- Demo ralized your data.
- We’ve been building creative
Monitor Credit Reports Step 05
- We denounce with righteous
- Demo ralized your data.
- We’ve been building creative
Build Positive Credit Step 06
- We denounce with righteous
- Demo ralized your data.
- We’ve been building creative
We set high expectations
We set high expectations for ourselves as a credit repair company. You can expect only the best service from our team of credit experts. In the economic industry, we are dedicated to helping our clients get back on financial track. We are here to assist you on the journey. We work with credit bureaus and creditors to fix and rebuild tarnished credit. Let our services and experience speak for themselves.
Common Question
Why Should I Choose Your Company?
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
How Long Does it Take to See Results?
You can expect to see results in as little as 30 days, with it taking up to 90 days in some cases.
How Soon Can You Start?
Immediately! We will begin as soon we analyze your credit together and you go through our on-boarding process. We have our team ready to go, it’s as simple as that.
Our Commitment
Our Committment
Real Results. Real Reviews.
EXCELLENT Based on 71 reviews MariaMay 2, 2025Trustindex verifies that the original source of the review is Google. John and his team are amazing, they stepped in to help me with my credit journey and they are still helping me. With minimal effort from me my score base increased 30 points. It is still fluctuating, but we are still working together to reach my ultimate goal oh property ownership!!! Justin HuntMay 1, 2025Trustindex verifies that the original source of the review is Google. Excellent company. Definitely recieived great results just after 1 round of disputes. Carl is an excellent specialist and always answers my questions. Highly reccomment this company for any credit help needs. BabigyrlApril 29, 2025Trustindex verifies that the original source of the review is Google. This company is fantastic and fulfilled their obligations successfully. I will inform all my friends and family if they encounter any credit problems. Trinity BellowApril 15, 2025Trustindex verifies that the original source of the review is Google. A New Beginning Consulting is the best. I have been working with them for a month now. I’m seeing changes and they are on top of everything. I appreciate everything they are doing for me. John Garcia is the right man for the job. Irene MolinaApril 12, 2025Trustindex verifies that the original source of the review is Google. John and his team are very amazing. He is on point with everything and very punctual with his communication. It is worth the process. Please be patient with him and you will be happy in the end. Martha KaneApril 4, 2025Trustindex verifies that the original source of the review is Google. Amazing!!! Hands down!!! I am very grateful for the help and I will continue to refer all my friends and family. I finally feel, my life is coming to life again. I will always continue to strive! Thank you for everything you and your team does! Eric DavisApril 1, 2025Trustindex verifies that the original source of the review is Google. Great service!!!! Awan HamzahMarch 18, 2025Trustindex verifies that the original source of the review is Google. His service are definitely worth it he helped me get approved from the bank
Frequently Asked Questions

Credit repair is the process of improving a person’s creditworthiness by removing errors or negative items from their credit report. This can be done by:
- Disputing inaccurate information with the credit bureaus or
- Negotiating with creditors to remove negative items.

- A soft inquiry does not impact your credit score and occurs when you check your own credit or a lender pre-approves you.
- A hard inquiry happens when you apply for credit and may lower your score slightly.

Paying down balances, making on-time payments, and disputing inaccurate information are some of the fastest ways to improve your credit.

Your credit score is primarily affected by payment history, credit utilization, length of credit history, types of credit accounts, and new credit inquiries.
Don't Delay! Let's Get Started Repairing Your Credit
Want to get Started Fixing Your Own Credit?
We specialize in helping individuals and families regain control of their financial by repairing and improving their credit scores.